T4 Deadline March 2, 2026: What to Do If Your T4 Is Late, Missing, or Wrong (Employee Checklist)

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T4 Deadline March 2, 2026: What to Do If Your T4 Is Late, Missing, or Wrong (Employee Checklist) Waiting on a T4 and feeling stuck? You’re not alone — and you don’t have to panic-file (or wait forever). In 2026, the CRA states the 2025 T4 filing due date is March 2, 2026 . That date matters because it affects how quickly you can file, get a refund, and keep benefits/credits on track. This guide is a practical employee playbook for three situations: late T4 , missing T4 , or a wrong T4 — with a checklist you can run in under 15 minutes. 45-second summary T4 deadline: The CRA lists March 2, 2026 as the 2025 T4 filing due date . The CRA also notes that if a due date falls on a weekend/holiday, it moves to the next business day. ( CRA RC4120 ) If your T4 is missing: Ask the employer first, then check CRA My Account after the issuer submits it. ( CRA: Get a copy of your slips ) If you still don’t have it: You can estimate income using pay stubs and...

NSF Fee Risk Checker (Canada)|Will You Get Hit With a $45 NSF Fee?

NSF Fee Risk Checker (Canada)

Quick checker for “Will I get hit with an NSF fee this month?” based on your current balance, upcoming pre-authorized debits, and your next payday. NSF fees are commonly around $45 at major banks, but amounts vary and regulatory caps have been announced.

Use your available balance (not ledger balance).
Treat this as “do not touch” money.
Fee amounts vary by bank/account and can change over time.
Posting-order assumption
Banks can differ by posting time/order; this toggle shows best-case vs worst-case risk.

Upcoming automatic withdrawals (pre-authorized debits)

Date Label Amount Remove
No withdrawals added yet.
Tip: Add every PAD (rent, phone, utilities, credit card) that can bounce.

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