T4 Deadline March 2, 2026: What to Do If Your T4 Is Late, Missing, or Wrong (Employee Checklist)

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T4 Deadline March 2, 2026: What to Do If Your T4 Is Late, Missing, or Wrong (Employee Checklist) Waiting on a T4 and feeling stuck? You’re not alone — and you don’t have to panic-file (or wait forever). In 2026, the CRA states the 2025 T4 filing due date is March 2, 2026 . That date matters because it affects how quickly you can file, get a refund, and keep benefits/credits on track. This guide is a practical employee playbook for three situations: late T4 , missing T4 , or a wrong T4 — with a checklist you can run in under 15 minutes. 45-second summary T4 deadline: The CRA lists March 2, 2026 as the 2025 T4 filing due date . The CRA also notes that if a due date falls on a weekend/holiday, it moves to the next business day. ( CRA RC4120 ) If your T4 is missing: Ask the employer first, then check CRA My Account after the issuer submits it. ( CRA: Get a copy of your slips ) If you still don’t have it: You can estimate income using pay stubs and...
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2025 Hydro Bill Spike: New Rate Increases & Hidden Fees Raising Your Monthly Cost

2025 Canada Electricity Bills Are Rising: Province-by-Province Guide to Cutting Your Hydro Costs Fast

2025 Canada Electricity Bills Are Rising: Province-by-Province Guide to Cutting Your Hydro Costs Fast

Canadian winter neighborhood with power lines

A Canadian neighbourhood in winter with power lines and homes.

Across Canada in 2025, many households are opening their hydro bills and seeing higher numbers...

Why Canadian Electricity Bills Are Rising in 2025

Even though Canada generates a lot of relatively low-cost hydro power...

Quick Checklist: How to Lower Your Hydro Bill This Month

Energy-saving checklist illustration

Simple illustration of an energy-saving checklist.

  • Read your latest bill carefully…
  • Log into your utility account…
  • Shift major loads off-peak…
  • Lower electric heating and hot water…
  • Seal drafts…
  • Swap lighting…
  • Check for provincial and federal rebates…

Province-by-Province Guide to Cutting Your Hydro Costs Fast

Illustrated map of Canada with provinces

Illustrated map of Canada highlighting provinces.

Rates, structures and rebates vary widely across Canada...

British Columbia

What electricity costs look like: BC Hydro uses...

Alberta

What electricity costs look like: Alberta has...

Saskatchewan

What electricity costs look like: SaskPower uses...

Manitoba

Manitoba Hydro’s residential rates are among the lowest...

Ontario

Ontario’s residential bills are higher than hydro-rich provinces...

Quebec

Québec has the lowest residential electricity prices…

New Brunswick

New Brunswick’s power rates…

Nova Scotia

Nova Scotia is regularly listed…

Prince Edward Island

PEI also sits on the higher side...

Newfoundland and Labrador

Newfoundland and Labrador residential prices...

Yukon

Yukon’s power system relies...

Northwest Territories

NWT has some of the highest nominal rates…

Nunavut

Nunavut’s raw electricity costs…

Cost Breakdown: Sample 1,000 kWh Monthly Bill by Province

Illustrated infographic table comparing electricity bills

Illustrated infographic of typical 1,000 kWh electricity costs by province.

The table below shows very rough pre-tax estimates...

Real Canadian Example: Cutting $600/Year Off an Ontario Hydro Bill

Family reviewing electricity bill illustration

Illustrated Canadian family reviewing their electricity bill.

Here’s a realistic example of how one family could trim...

Frequently Asked Questions About Rising Hydro Bills in Canada

1. If Canada has so much hydro power…

Even in hydro-rich provinces...

Conclusion: How to Stay Ahead of Rising Hydro Costs in 2025

Electricity rates in Canada…

References

  • [1] Government of Canada…
  • [2] Hydro-Québec…
  • [3] Fraser Institute…
  • [4] Natural Resources Canada…
  • [5] Ontario Energy Board…
  • [6] BC Utilities Commission…

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